Loyalty Points and Cashback for Resellers
Points and cashback lower your real cost, but only count them if you will actually use them.
What stacks
- Store loyalty points
- Credit card rewards
- Cashback portals for online orders
How to count them
Value points at what you would really redeem them for, and treat them as a bonus, not as the reason a deal works.
Rules
Programs have terms. Some exclude business purchases or bulk buying. Read them.
Records
Keep rewards separate in your bookkeeping; ask an accountant how they affect your costs.